Stated/Light Doc Programs

Direct Lending
Stated, Light Doc Program


Who this is for?

Supports small and midsize businesses and real estate investors that need financing for purchase or financing real property. Even if you have already been turned down, we have options to explore. This is for borrowers that either cannot qualify with traditional lending or want a fast, easy closing with limited documentation.


  • No FICO Score Minimum
  • No Tax Returns for Stated
  • Flexible Rates and Terms (Not Hard Money)
  • Up to 30 Year Fixed Rates
  • Recently stabilized – OK
  • YSP Available for Brokers

Loan Amount

$50,000 to $5,000,000

Loan Term/Amortization

Up to 30yr fixed or 3, 5, 7 yr. hybrid


Starting at 7.5%

Eligible Industries

Funding is available for a wide variety of property types.

Ineligible Industries/Properties

Gas Stations, Land, Ground-Up Construction